A First Degree
1 year Minimum relevant work experience in a financial organization preferably Microfinance Banks, Fintechs)
Excellent knowledge of loan application procedures.
Socially and emotionally aware.
Must have a Smartphone.
Strong communication skills and proven customer service experience.
Exceptional analytical skills and the ability to work with complicated financial data.
Demonstrable knowledge of credit risk analysis.

Qualifications & Skills

A First Degree
1 year Minimum relevant work experience in a financial organization preferably Microfinance Banks, Fintechs)
Excellent knowledge of loan application procedures.
Socially and emotionally aware.
Must have a Smartphone.
Strong communication skills and proven customer service experience.
Exceptional analytical skills and the ability to work with complicated financial data.
Demonstrable knowledge of credit risk analysis.

Job Summary

As the Merchant Loan Field Credit Officer, you understand lending, you are curious, pay serious attention to details, data driven and have adequate territorial knowledge of your environment.
You are responsible for evaluating clients' financial information, verifying merchants and assessing risk ratios.

Duties

Onboard Viable Merchants on the Business Platform.
Evaluate credit worthiness of Merchants
Physically verify Merchants Location and business financial health for loan consideration.
Interview Merchants to determine their financial eligibility and feasibility
Support merchants with questions they might have.
Justify decisions (approvals/rejections) and report on them
Maintain an active knowledge base of all of the organization’s loan products and an understanding of the qualifications required of each Merchant.
Build long term, trusting relationships with customers
Grow and achieve loan portfolio targets for merchants.

Entry and Basic-level Outsourcing, leasing Jobs in Nigeria

Merchant Loan Field Credit Officer